The Town of Collingwood has launched the NEW Collingwood Housing Incentives Pilot Program (CHIPP)! Check out program details below.
Program Overview
The Collingwood Housing Incentive Pilot Program (CHIPP) is a competitive, application-based program designed to offer targeted municipal financial and other support to eligible non-profit and for-profit housing providers to create affordable housing. The program focuses on affordability for middle-income renter households, in alignment with the affordable rental rates as outlined in the Town of Collingwood's Affordable Housing Master Plan. A full background of the program can be found in Staff Report P2025-30 and Staff Report P2026-14.
Applications are open from July 8, 2026 to September 9, 2026. Submit your application by email to chipp@collingwood.ca.
The following guide outlines the funding streams available, eligibility criteria, application process, and evaluation. If you have any questions about the program, please contact Claire de Souza, Housing Development Coordinator, at chipp@collingwood.ca or 705-445-1030 ext. 3242.
Incentive Streams
1. Affordable Additional Residential Unit (ARU)
This funding stream provides capital grants of up to $70,000 per affordable ARU. Funding is available for a minimum of 1 ARU per lot and a maximum of 3 ARUs per lot.
2. Affordable Multi-Unit Rental
This funding stream provides capital grants of up to $200,000 per affordable rental unit. It is intended to encourage medium- and higher-density development.
To qualify, at least 1 affordable unit within an apartment building is required. Funding is available for up to 5 units per project, however the Town may adjust this maximum based on program uptake.
While this funding stream is intended to support apartment buildings, the Town may consider other built forms.
3. Limited Town-Owned Land Disposition
This stream includes opportunities for the disposition of Town-owned land at High Street and Poplar Sideroad in Collingwood through a ground lease, below-market sale, or donation.
Applicants must submit a proposal outlining their preferred approach for the conveyance of municipal lands, using one or a combination of the options listed above, and provide a rationale for their selection(s).
The Town will also consider other innovative tenure and conveyance options, provided they are legally feasible and minimize or effectively address long-term municipal costs or liabilities.
Council will determine the final disposition method, which may be subject to negotiation with the successful applicant.
Streams 1 and 2 Program Details
Eligible applicants include non-profit and for-profit developers and housing providers.
If multiple applications are recieved, the evaluation matrix will award more points to non-profit housing providers to increase their competitiveness.
Applicants must have experience with residential rental housing development and operating rental housing or retain the services of an organization with this experience. Experience will be assessed based on the number of years in operation and/or number of projects executed.
Stream 1
Eligible units include ARUs that meet the definition of ARU in the Town’s Zoning By-law. Units can be either ARUs within detached accessory structures or internal within a main structure.
Stream 2
Eligible units shall generally include Apartment Dwellings that are within a structure that meets the definition of Apartment in the Town’s Zoning By-law. The Town may consider projects that do not fall under the definition of the Apartment Unit built form. Additionally, units can be located within mixed-use and mixed-income buildings, however only the affordable units are eligible for Capital Grants under the CHIPP.
Eligible units cannot exceed the following rental rates:
Bachelor: $1,003
1-bedroom: $1,309
2-bedroom: $1,539
3+ bedrooms: $1,758
Affordable units must be maintained as affordable rental units for a minimum of 25 years. Successful applicants must commit to verifying tenant income for affordable units for the duration of the agreement, particularly through the initial rental application and upon unit turnover in accordance with the Municipal Housing Project Facility Agreement.
To ensure affordable units are made available to moderate income households as targeted by the Town’s Affordable Housing Master Plan, the maximum household tenant income will be capped at $80,000. The Municipal Housing Project Facility Agreement may establish permitted rent increases during the term of the agreement, generally aligning with the Province of Ontario’s prescribed rent increase guidelines for buildings constructed before 2018.
Funds awarded through CHIPP may be staked with any other Town, County, Provincial or Federal grant or incentive program. Applicants are encouraged to explore other incentives and funding programs to supplement project feasibility.
Projects must be geographically located in the Town of Collingwood.
Applicants must be seeking incentives for a minimum of 1 affordable ARU and a maximum of 3 affordable ARUs per lot for Stream 1 and a minimum of 1 affordable rental unit and a maximum of 5 affordable rental units per project for Stream 2. Based on program uptake, this maximum threshold may be adjusted at the sole discretion of the Town.
Projects must be new construction requiring a building permit (i.e. new building, an addition to an existing building, or conversion of a building or portion of a building) resulting in net new Affordable Housing Units. For clarity, existing market rental units that are converted to Affordable Housing Units simply by virtue of lowering the rent and/or undertaking minor renovations are not eligible for Capital Grants under CHIPP.
Projects must be located on land owned by the applicant (or an entity related to or affiliated with the applicant), or on land for which the applicant (or an entity related to or affiliated with the applicant) has secured a documented long-term lease.
Projects may include a mixed-income building with a mix of market and affordable rental housing and may include a mixed-use building. Projects may also include a mix of rental and ownership units, but only affordable rental units will be eligible for Capital Grants under CHIPP.
Projects must be shovel ready or demonstrate the ability to become shovel ready within a reasonable timeline as determined by the Town.
Stream 3 Program Details
Lead applicants must be non-profit or similar entities with a dedicated mandate for affordable housing.
Applicants must demonstrate experience with affordable residential rental housing development and operating affordable rental housing. Experience will be assessed based on the number of years in operation, the number of projects executed, project successes and viability, and/or board and staff experience.
Partnerships between for-profit builders and non-profit operators, or between multiple non-profit organizations, may be considered. However, the leaseholder or landowner must be a registered non-profit or similar entity.
Eligible units cannot exceed the following rental rates:
Bachelor: $1,003
1-bedroom: $1,309
2-bedroom: $1,539
3+ bedrooms: $1,758
Affordable units must be maintained as affordable rental units for a minimum of 25 years. Applicants that intend to maintain the affordable units for longer than 25 years will be awarded more points through the evaluation. Successful applicants must commit to verifying tenant income for affordable units for the duration of the agreement, particularly through the initial rental application and upon unit turnover in accordance with the Municipal Housing Project Facility Agreement.
To ensure affordable units are made available to moderate income households as targeted by the Town’s Affordable Housing Master Plan, the maximum household tenant income will be capped at $80,000.
The Municipal Housing Project Facility Agreement may establish permitted rent increases during the term of the agreement, generally aligning with the Province of Ontario’s prescribed rent increase guidelines for buildings constructed before 2018. A future project must contain a minimum of 51% of affordable units. Proposals with a higher number of affordable units will be awarded more points through evaluation.
Financial benefits from the CHIPP may be stacked with any other Town, County, Provincial or Federal grant or incentive program. Incentive Stream 3 may be stacked with Streams 1 and 2 in the CHIPP once a project becomes shovel-ready.
A future project may include a mixed-income building with a mix of market and affordable rental housing. However, a majority of the units (i.e., 51%) must meet the programs definition of Affordable. Projects that include a higher percentage mix of affordable units would be allocated more points in the evaluation.
The housing component of a future project must be rental housing only. A future project may include a mixed-use building, with a maximum of 25% of the total GFA dedicated to non-residential uses. Additional points may be available through evaluation for non-residential uses that meet an identified community need or provide a community benefit. Small-scale neighbourhood retail or service uses should also be considered in conjunction with the affordable housing units, recognizing a need for amenities in the south end of Town.
The design shall be compatible with and sensitive to the built form of the surrounding neighbourhoods, at minimum in accordance with the compatibility policies of the 2024 Official Plan as amended or superseded and should be a housing development of mid- or high-rise built form and density, with appropriate flexibility depending on the market conditions at the time of construction.
The design must meet minimum density requirements that achieve a minimum range of 50 - 100 units on the site or provide rationale if that minimum density range cannot be achieved, with greater points available through evaluation for a greater number of units and noting the maximum permitted density in the 2024 Official Plan is 3.5 FSI and 7.0 FSI for mid-rise and high-rise built forms respectively and subject to compatibility policies being met, which may be amended or superseded in the future.
The project must demonstrate the ability to become shovel ready within 3-5 years after access and servicing is confirmed as available to the site or within a reasonable timeline as determined by the Town, including confirmation of other available funding sources or partnerships necessary for project viability.
The Town-owned lands are located at High Street and Poplar Sideroad. The information below can be used to prepare a proposal.
Site area: 0.7 hectares or 1.7 acres.
Official Plan Designation: Future Neighbourhood
2010-040 Zoning By-law: Holding Six Residential Third Density Zone [(H6)R3]
Access will be established from the adjacent subdivision, known as Summitview Phase 3.
Application and Evaluation Process
The Town is issuing a call for applications, which will be open from July 8, 2026 to September 9, 2026.
Eligible Applicants are invited to submit an application for one or more of the funding streams. Applicants must submit the following materials:
Completed and signed application form
Completed Project Information Spreadsheet
Project Pitch
Supporting documentation as needed
Applications will be reviewed by an evaluation committee using the evaluation criteria available on the program website. Applicants must request a funding amount per unit, up to the maximum thresholds outlined below. The requested funding amount must be justified by the applicant through the completion of the Project Information Spreadsheet.
Please note:
There is no guarantee that the funding amount requested will be provided.
Applications that request a lower municipal investment while still meeting the minimum affordability thresholds will receive a higher evaluation score.
Please review the Evaluation Criteria before submitting an application.